Systematic Investment Plan Comparison

Mutual funds are a good investment option. There are different types of mutual fund which cater to the different needs of the investors. Mutual funds invest in stocks, bonds and other securities. You can generate regular income from it or create wealth in the long term.

Systematic Investment Plan Comparison
Systematic Investment Plan Comparison | Image Resource :

You can invest in mutual funds regularly. Systematic investment plans allow you to invest a fixed amount of money in mutual funds regularly. It is a simple, convenient and disciplined way to reach your financial goals. SIP plans allow you to make the most of the growth potential of equity funds by investing systematically.

Calculating SIP

The fixed amount of money to be invested regularly is called the SIP amount. It is important to invest the right SIP amount to reach your financial goals. You can calculate the right SIP amount if you know the following

  • Your financial goal
  • The number of years you want to reach your financial goal
  • The right SIP amount required to reach the financial goal

ICICI Pru MF offers online calculator to calculate the right SIP amount. To calculate the right SIP you have to enter the following details in the calculator

  • Your financial goal
  • The number of years you want to invest for
  • The expected rate of return

The calculator will show you the amount in rupees to be invested monthly to reach your financial goal.

ICICI Prudential Mutual Funds also offer a mobile application to calculate the right SIP amount.

SIP Return
SIP Return | Image Resource :

Benefits of investing through SIP

The benefits of investing regularly through SIP are

  • SIP is a discipline that allows you to invest every month so you do need not time the market
  • SIP can give your investments the flexibility to withstand market fluctuations
  • SIP allows you to buy more units when the market is low thus keeping your investment healthy

Usually we invest in SIP what we can spare rather than how much we should invest to reach the financial goal. Invest in SIP makes sense when your investments help you achieve your dreams. It is good to invest regularly but we should keep our financial goal in our mind while investing.

ICICI Pru Mutual Funds helps you to identify the right fund as per your need and allows you to compare fund performances before investing. It offers financial advisors to help you to invest. They develop a plan as per your investment objectives. They offer the right advice on SIP and investments. You should always consult your financial advisor before investing to make informed investment decisions.


Why Choose Human Resources As a Career?

The human resources department is huge and offers so many employment opportunities. However in order to get into this stream you would have completed an MBA in human resources. It is a course that teaches all that happens to be known about human resources. Those seeking to get into HR will find the MBA to be ideal for their needs. They will be able to gain skills that can be implemented in the work place.

Diploma in Human Resources Management | Image Resource :

The Advantage of Diploma in Human Resource Management

The human resources field is governed by procedures and regulations, which must be followed at all time for successfully carrying out activities. Anyone who is working in the HR department need to be aware of what regulations to follow in any given task as only then can it be carried out competently. This field has many career benefits over others. Here is a look at why you should choose human resources as a career:

  • You will work in the prestigious HR department which offers a high pay and an exciting work environment
  • Activities to be done by you will range a from conducting interview, editing resumes to calculating employee pay
  • You will contribute to company growth by getting the right HR professionals
  • The HR job will teach all that has to be known about the HR field, its rules, regulations and laws which you will be able to apply in the work place
  • Your jobs will take you across various recruitment agencies and educations institutions where you will come in touch with people of the finest caliber

An MBA is HR lasts or two years and teaches you all that has to be known about human resources department. You can also opt for a diploma in human resources management in which you will learn about how to work in it, challenges that you are likely to face and how to solve them. The course will teach you skills by which you can work in the human resources department with confidence and diligence.
Today many working professionals are opting for an MBA or diploma in human resources management because it is the only means for them to get into managerial positions in the field. Those working as an office in HR can with an MBA or HR diploma apply for manager positions and enjoy a higher pay.

The time spent in learning HR will give them skills needed to face activities and responsibilities in the work place. An MBA or diploma is HR is more than a post graduation course, it reveals all that has to be known about the HR field, giving skills to the learner by which he or she is able to apply for top positions in the work place and enjoy a fine salary.

If you are in the recruitment field or perhaps in a technical job but want to enter into the human resources department for a higher pay and better work position look into getting an MBA or diploma in human resources. You will find the course to b filled with information on how to carry out HR related activities quickly and efficiently.

A Summary To Help A Layman Understand What Is Ppc

Google AdWords

Google AdWords | Image Resource :

The use of paid ads has become quite common among businesses these days. But for any newbie, understanding the usability of pay per click advertising is essential. Pay per click (PPC) is an internet advertising model which is utilized to direct traffic to websites. It is in these websites that an advertiser pays a publisher (usually a website owner or network of websites) in which ad is clicked. In this article, you will come to know about what PPC is really all about:-

What is Google AdWords?

  • Google AdWords is one of the most famous PPC advertising system in the world. The AdWords platform allows businesses for creating ads to appear to Google’s search engine and other properties on Google.
  • AdWords functions on a PPC model in which users bid on keywords. They pay for each click on their ads. Each time a search is started, Google takes a clear view of the pool of advertisers on AdWords. They then select an advertiser to appear in valuable space on its search results page.
  • It selects the winners who are selected based on a number of factors, including quality and relevance on their keyword as well as ad campaigns. The size of keyword bids are also taken into consideration.
  • To be specific, people who appear on the page on and advertiser’s Ad Rank, a metric is computed by multiplying two key factors. This includes CPC Bid (the highest amount which an advertiser is willing to invest) and Quality Score (a value which considers your click-through rate, relevance and landing page quality).
  • This system enables winning advertisers to reach potential buyers at a cost which is suitable for their budget. It is a type of auction.


PPC | Image Resource :

PPC based keyword research

  • So have you been able to figure out what is PPC? Keyword research takes a lot of time and is highly essential.
  • Your whole PPC campaign is centered around keywords and highest AdWords advertisers tends to grow on a daily basis and filter their PPC keyword list.
  • Once you have performed a keyword research, when you set up your first campaign, you are likely to miss out on innumerable, long-tail, low-cost and relevant keywords. These keywords can help you drive traffic to your site.
  • An inclusive PPC keyword list will include relevance, exhaustive and extensive. As an advertiser, you won’t be paying web traffic which is not at all related to your business. You will find targeted keywords, which will be closed related to the offerings which you sell.
  • Your keyword research should include not the most popular and frequently searched terms in your niche. It will also include long tail of search. Long-tail keywords are more specific but are less common. But they are added up to the account of a lion’s share of search-driven traffic. Moreover, they are less competitive and so they are less affordable.
  • PPC has to be done periodically. You will need to refine and expand your own campaigns and create an environment in which your keyword list is growing consistently and adapting.

Life Insurance Policy Plans

Life Insurance Plans

Life Insurance Plans | Image Resource :

A life insurance policy plan is basically a contract made between a person and an insurance company. The person is entitled to pay premium payments and in exchange to that, the insurance company provides a specific amount known as a death benefit, to beneficiaries upon the insured’s death. An insurance company delivers lump-sum money to the person’s family in case of an unfortunate death of the recipient. However, it is important to note that contacts which include death benefit plans in all types of life insurance are generally income tax-free.

There are multiple varieties of life insurance policies. The most common Life Insurance Plans are discussed below.

Term life insurance

Term life insurance is a type of an insurance plan that aims in providing financial protection to a person for a specific period of time, such as 10 to 20 years. The premium payment amount stays the same for the maximum coverage period that a person selects. In case the policy reaches its maturity, it can still be continued for coverage but this happens usually at a considerably higher premium payment rate. Term life insurance is usually less expensive than permanent life insurance and is also a pure protection life insurance plan.

Continuing the coverage of Term Life Insurance plan, can be used to replace lost potential income during working years. This can also provide a security net for a person’s beneficiaries. Also, it can help to ensure that the family’s financial goals can still be met—goals like paying off a loan, keeping a business running, and paying for education.

Although Term life insurance can be used to replace lost potential income, life insurance benefits are paid at one time in a lump sum amount and not in regular payments like paychecks.

Universal life insurance

Universal Life Insurance | Image Resource :

Universal life insurance

Universal life insurance is permanent life insurance that targets to provide to a person, lifetime of coverage. Universal life insurance policies are flexible and manageable. It allows a person to raise or lower their premium payment or coverage amounts throughout their lifetime. Universal life insurance on an average has higher premium payments than Term life insurance since it provides lifetime coverage to the recipient.

Universal life insurance is generally used in order to have a flexible estate planning strategy to preserve wealth to be transferred to beneficiaries. This type of insurance can also be used in long term income replacement, where the need ranges beyond working years. Few Universal life insurance policies focus on providing both death benefit coverage, building cash value and in providing guaranteed death benefit coverage.

Whole life insurance

Whole life insurance is a permanent life insurance that focuses on to provide lifetime coverage to a person. Since this insurance policy too provides lifetime coverage period, it usually has higher premium payments.Here, the Policy premium payments are fixed and have a cash value. This functions as a savings component and may accumulate tax-deferred in the duration of time.

Similar to Universal Life Insurance Plans, Whole life insurance can also be used as an estate planning tool to help preserve the wealth that a person plans to transfer to their beneficiaries.


Basic Syllabus Of The Spoken English Training Curriculum

The fluency in spoken English is very essential for every person in modern world, as English is a global language that is widely spoken and even written in the government documents of most of the countries. Therefore, lots of people feel inclined to learn spoken English for the various benefits in their career and daily life.

Now there are lots of good institutions imparting spoken English speaking training to their enrolled students and make them fluent in English, by the time they complete this course.

Main lessons covered in the classes of spoken English courses

Spoken English Training

Spoken English Training | Image Resource :

Generally, most of the spoken English courses continue for 15 – 20 classes and each class lingers for maximum 40 to 45 minutes.

  • The first class is generally devoted to teach the basics of English grammar, starting with the parts of speech. The students are taught to introduce themselves in English and discuss the topic in the same language, as far as possible. Some simple nouns, like the days of the week in English are practiced.
  • The grammatical exercises on verbs and tenses are taught and practiced in the second class, to help in making the basic structures of the English sentences.
  • The knowledge in English vocabulary is increased from the third class, by teaching new English words with their meanings in the local vernacular language. The students are also taught the English names of the common fruits or vegetables.
  • Likewise in the next classes, the students are taught the names of various animals and birds in English. They are encouraged to discuss on various everyday topics in English, just to increase their fluency in conversational English.
  • In the later classes, the students are asked to tell short stories in English, which they may read in class or known previously in their vernacular language. They are also asked to translate a few sentences from the local language to English, to check their understanding of the language.
  • As the English vocabulary of the students is increased in every class of the spoken English course, their grammatical knowledge is also improved and they are asked to read comprehension passages from their textbooks, to correct their English pronunciations.
  • By the time a spoken English course ends, the students become highly proficient in reading, writing and most importantly, in speaking fluent English. There are many online courses available for the busy people, who can simply buy the course materials and learn spoken English through online voice chat and messaging facilities. But the students need to practice speaking English regularly, even after the end of the courses. They need to continue enriching their English vocabulary knowledge and this is certainly a long-term process. They may also keep a pocket dictionary with them, if they are still not very confident of knowing all the English words correctly.

So now it has become much easier for people to learn spoken English and communicate with others easily in this foreign language. They can also enjoy the foreign movies with English subtitles and even enjoy the English channels on TV.

Revolutionised Changes Caused By Synthesis Of Gold Nanoparticles

In the last few decades, nanotechnology has been emerging as the important part in almost every sector. There are various developments seen in this field and is being used in almost every sector. From food to clothing, from industries to handmade products; every field is using the nanoparticles for some or the other processes. Gold nanoparticles are used for many purposes and are extensively demanded these days which has increased its production tremendously.

There are various factors and processes which help in the synthesis of gold nanoparticles. The properties of gold completely changes as soon as it is converted to a nanoparticle. There are several processes both industrial and eco friendly which are used for the synthesis of gold NP. You can easily contact the gold nanoparticles seller to acquire the best material at reasonable rate.

Synthesis Of Gold Nanoparticles

Synthesis Of Gold Nanoparticles | Image Resource :

Industrial processes involved in gold nanoparticles synthesis

Industrial as the name suggests involves various chemicals and acidic solutions with the gold metal as the sole component. Here are few industrial processes through which gold NP can synthesise.

  • Citrate synthesis: in this process, there is constant heating of tri-sodium citrate di-hydrate. There is colloidal suspension caused which can be detected through laser beams and the formation of red to purple coloured gold nanoparticles which can be easily detected. It is the common process which industries use for the synthesis of gold NP.
  • Colloidal suspension: in this process different chemicals are reduced to gold nanoparticles and mainly size, shape and quality of it is enhanced. The suspension is actually measured using laser beam. The light is kept away from the direct eyes so that there is no any harm.

The reduction method is mainly chosen in order to provide particular shape and size to the nanoparticles. The green synthesis is also involved in it which makes the process quite eco friendly. Through graphic representation, the changes are observed in the particles.

Reasons for synthesis of gold nanoparticles

As said earlier, there are distinct fields which demand the nanoparticles. The main reason for using nanotechnology is that being smaller particles of limited dimensions, it is easy to use. It provides vast changes to the product and enhances its quality to much extent. In the textile industries, the gold nanopartilces are used for killing the unwanted odour arising from the fabric.

In the textile field, it is used as colorant in the production of high quality fabric. When applications are reviewed, you will please to see the synthesis process. As the usage and application of such nanoparticles are wide, synthesis is taking place at large scale. Several metals are now converted into nanoparticles changing the basic properties of the metal completely.

As soon as the metal is converted into nanoparticles, its basic properties change. Thus the new component is unique in appearance with all distinct features in it. The process of synthesis of the nanoparticles is many, and it is used as per the requirement and knowledge of the synthesiser. Know about the various processes and learn its basic factors.

Gorgeous Bridal Hairstyles For Indian Wedding To Make Brides Attractive

Generally, every bride wants to look best in her wedding, as it is a very special day for her. So her family members take particular care to choose her bridal dress, bridal makeup and hairstyle that will suit most to her appearance and will make her the center of attraction during the wedding ceremony.

As most of the Indian women are blessed with long hairs, the brides need to select a fashionable hairstyle that will match with her total bridal getup. Her hairstyle should also be appreciated by the wedding guests, who are now mostly invited by the online Indian wedding invitations.

Bridal Hairstyles For Indian Wedding

Bridal Hairstyles For Indian Wedding | Image Resource :

Most popular bridal hairstyles preferred in the Indian weddings

  • Generally, a long and thick braid is neatly created for the brides having very long hairs and then this braid is well adorned with flower garlands or various golden or silver hair accessories available in the market. Traditionally, the hair is parted in the middle of the head, to enable the use of Maang Tikka, an ornament that is preferred by most of the brides.
  • Another traditional hairstyle of Indian wedding is to make a large bun with several thin braids and cute curls of the hairs. This bun can then be decorated with tiny crystals or other bright decorations attached to the hairpins. Usually, a flower garland is wrapped around the bun, to glorify the beauty of the hairstyle.
  • If the bride has got shorter hair, she can simply let it flow down at a side of her face and put in some gorgeous fancy clips at the sides to keep the hair in place. Then she may also clip a small garland at the backside of the head, like a hair band and finally cover the head with a nicely ornamented veil.
  • The bride may not like the traditional styles of braids or bun; in that case the brides can simply use a bouffant to look more stylish and let the rest of the hair flow down elegantly. This hairstyle can be followed by the girls having either thick or thin hair, then adorned with Maang tikka.
  • The South Indian brides use flower garlands lavishly, made of various kinds of sweet scented flowers, like jasmine or roses. These flowers are added either around the buns or placed around the hairs like a braid.
  • The modern brides also prefer their hairs to be styled in short free-flowing locks around the face, to make the appearance of the bride softer and more feminine. These curly locks can be adorned with large flowers placed on one side of the head, while pushing the hair to the other side for keeping balance. But the type of the flower is chosen according to the texture and the length of the hair of the bride.

It is best to hire a professional hair stylist for the bridal hairstyle in a wedding, as these experts will have the best ideas to create amazing effects to the hairs of the brides that will suit her face and her bridal dress.

Some Good Options Among seafood Restaurant In Bangalore

Bangalore is known across India for its highly exciting nightlife. Keeping up with the people’s idea of India’s Garden City, numerous restaurants have come up in recent times. Because of being a cosmopolitan city, Bangalore has numerous restaurants which cater different types of cuisines.

Seafood is an integral part of the diet of many people coming from the coastal regions of India. Some of the best restaurants offering seafood restaurants in Bangalore are mentioned below:-

seafood online

Seafood Online

Mangalore Pearl

  • Located in Pulikeshi Nagar, Mangalore Pearl offers a wide range of delicacies such as prawn biryani, chicken uruval, Kane fry, kokum juice and buttermilk. The prawn biryani is prepared using chilli powder, turmeric, garlic, salt, ginger, garam masala and ½ cup. The prawns are prepared in ½ an hour.
  • Then the oil is heated and sauted before the prawn mixture is highly heated till it is brown. Then the biryani is taken off from heat and mixed with yoghurt, cream, coriander and fried onions. It is this dish which makes Mangalore Pearl one of the best seafood restaurants in the city.

Mahesh Lunch Home

  • Established in 1977, Mangalore Lunch Home is one of the pioneers in making Mangalorean food popular. What makes Mangalorean cuisine unique is the fact that it is heavily influenced by the composite culture of people residing there. The distinct flavours and cooking style make it one of the most popular cuisines from southern India. Following the emerging trends of seafood online, Mahesh Lunch Home experiments with the different recipes of Mangalorean cuisine.
  • These dishes are prepared using fresh ingredients and spices which lend the dishes a unique flavor. The specialties which are available here include Fish Tawa Fry, Butter Pepper Garlic Crab/ Prawn/Lobster and Gassi preparations. These are some of the most popular types of dishes that are offered at Mahesh Lunch Home.

Golden Fried Prawn

Golden Fried Prawn | Image Resource : awesomecuisine

Anupam’s Coast II Coast

  • This is the place where visitors are looking for exotic sea food based cuisines from both India and abroad. From tandoori based fish dishes such as crab tandoori, fish tandoori and prawn tandoori to Golden Fried Prawn, Squid Butter Garlic, Steam Fish and Fish Chilly, there are an assortment of options for people to opt from. Some other types of Rava Fried Silver Fish, Tava Fried Bangada and Chilli Fish for starters. The fishes which are cooked are fresh and crisp. The other popular types of dishes which are served here includes appam and crab ghee roast.

The Fisherman’s Wharf

  • This restaurant offers a wide range of Goan delicacies. If you are fond of Goan cuisine, this is a suitable place for you. Some of the most popular dishes which are offered here includes King Prawn Recheado, Pomfret cooked in butter garlic sauce, spicy Prawn Balchao and classic Goan Prawn Curry cooked in rice. There are a number of Goan dishes such as Xacuti, Chicken Cafreal and Hoan Poi for others also. Goan desserts such as Bebinca can help visitors offer the perfect ending to their main course.

All You Need To Know About Mutual Funds And Their Types

When we think about mutual funds, there are a lot of types to choose. Each type of mutual fund is unique in their own way and it is important to look and choose them. A fund is something that will provide a safety for the capital. The main objective of the funds is to protect the investment from not facing a loss. When you don’t want to face a loss, then any of the mutual funds will help you get rid of loss.

There are few mutual funds that will primarily aim on the growth on equities and they will increase the return on investment. Bond funds will provide to investors a very stable payment. Bond funds are good on regular payments. There are few types of funds:

  1. Actively managed funds
  2. Index funds
  3. Money market funds
  4. Bond funds
  5. Equity funds
  6. Balanced funds
  7. Specialty funds

Actively managed funds for the managers

Actively managed funds are usually managed by a portfolio manager who is doing all the buying and selling stuffs. It will be done on behalf of the investor ad they will try to outperform on the industry. The expense fees are very high for these funds.

Mutual Funds
Mutual Funds

Money market funds for low risk takers

Money market funds are the ones which are more structured in all the types of mutual funds. These try to attempt the bills and all papers. These have very low risk and they have very low return on investments. People who prefer no risk can make use of these funds. Investors who don’t like to take a chance can use these funds. And, they are also called as liquid investments and these can be used as emergency cash. Investors who will always have a very short term can use these funds. They have a very great stability and who are very close to old ages can make use of these funds. It is considered as one of the most popular Mutual fund investment plans.

Money Market Funds
Money Market Funds

Money market investments are normally for the small companies and all the banks. These are extremely secure and this will be as a replacement for the holding cash. When you need money, you can immediately drop cash.

Bond funds for the strong investors

Bond funds are the ones which are fixed and called as income funds. It invests as a combination of all bills and mortgages. The goal of these funds is mainly to provide regular payment and earn the possibility of all the capital gains.

Types of mutual funds for businesses

Equity funds for different types of equities and they can invest on stocks. Small-cap funds are mostly invested in stock market and they can vary for each type of investor. Mid-cap funds are those which are used by millionaires and they are normally used on businesses. Large cap funds are used as global or international funds and it is specified for certain regions only.

Prepare For SEO analyst interview questions To Get Selected

One of the modern professions in the digital marketing field is that of an analyst or executive in the SEO field. It is a challenging profession that requires you to use your wits, faculties and research skills to get websites to the top of search engines.

Many young aspirants wish to achieve a career in this industry. They possess the abilities and skills but do not know how to attend the interview or what questions to prepare for. Here we have listed out these major interview questions for the job of SEO Analyst that you need to answer wisely to be regarded eligible for the profession.

SEO Analyst
SEO Analyst | Image Resource :

What is SEO as per your understanding?

SEO (Search engine optimisation) is the art of ranking websites higher on the search engines like Google , Bing and Yahoo by using different methods, techniques and strategies. Some of the common search engine strategies include:

  • Link Building
  • Content marketing
  • Keyword Analysis
  • Right Use of Short Tail and Long Tail Keyword
  • Making website User friendly
SEO Methods
SEO Methods | Image Resource :

What do you understand by black hat SEO and white SEO?

Black hat SEO are unethical SEO techniques that help to rank the website high initially but may cause damage in the long run. White hat SEO methods are acceptable strategies used to rank websites.

  1. What SEO tools do you use?
  2. Some of the commonly used SEO tools are:
  3. Alexa Rank Checker
  4. Smart SEO Tools Plagiarism Checker
  5. Word Counter

What is the role of research skills in the SEO industry?

Good research skills are very important in the SEO industry. You need to understand the right keywords and their use to promote your website and rank it better. Superior ranking means more traffic to your website.

What is keyword stemming?

Finding out the base keyword from which other keywords have evolved is referred to as keyword stemming.

While appearing for a job interview, prepare well. Any qualification can add to your resume further. People who wish to pursue a profession in the SEO field can try and get certification from Google.

Here are some non technical questions that maybe asked during the interview :

  1. Why do you think you lack the knowledge and expertise to become an SEO analyst?
  2. Some additional questions that maybe asked:
  3. Explain spiders, robots, crawlers and the functions of each in SEO?
  4. What is the difference between no Follow and do follow links?
  5. What is cloaking?
  6. What is link farming?
  7. What is Bounce Rate?
  8. What is an SEO Update?
  9. Which was the latest SEO Update?
  10. Which are some of the Successful SEO companies in India and why?
  11. What is the difference between SEO and SMO?
  12. What is Latent Semantic Indexing?
  13. What is the purpose of linking and backlinking in SEO ?

Go well prepared and you are sure to achieve your goal.